In February, submissions to the Government's Retirement Income Review Consultation Paper were starting to show several themes around the positive impact of superannuation on retirees’ living standards and the economy, addressing equity in the system, disparities in outcomes— such as for women—and the barriers to access. However, in just a few short weeks in March the world changed beyond recognition due to COVID-19. Australia’s real-life experience of COVID-19’s speed and the exponential manner of the spread has still been a shock – emotionally, socially and financially. It has been surreal yet very real. Good risk management is key for changing...