As we approach the end of 2019 the industry’s attention is focused on the review of the retirement income system, APRA’s ‘heatmaps’ and ASIC’s long-awaited reforms to fee and cost disclosure. The last month has seen developments in relation to all of these, plus a host of other important updates and consultations from the regulators. The Retirement Income Review Following the announcement of the Retirement Income Review by the Treasurer in September, the Government has released a consultation paper confirming the broad nature of the review. The terms of reference note that the review will establish a fact base regarding...