It’s of no surprise to many the superannuation industry is facing its own fork in the road. The Hayne Royal Commission, the Productivity Commission into Efficiency and Competitiveness, the APRA Capability Review. More reviews and more data. More recommendations on improving integration across the Age Pension, compulsory superannuation and other savings. As this article goes live, the Government’s review of the retirement income system is gearing up. How many enquiries, assessments and reviews does the industry actually need to understand the heart of the matter is that organisational cultural changes are needed to put the member first? The science behind...