The median superannuation fund in the accumulation phase produced a return, after tax and investment fees, of 7.0 per cent for the year ending 30 June 2019. Over the 57 years of this study superannuation funds have returned 9.9 per cent per annum, exceeding Average Weekly Ordinary Time Earnings/Average Weekly Earnings (AWOTE/AWE) and price (CPI) inflation by 3.2 per cent pa and 4.9 per cent pa respectively. Table 1 depicts returns over multiple time periods to 30 June 2019. The biggest move this year was the rolling ten-year return which jumped from 6.5 percent per annum last year to 8.7...