Despite the last 25 years of uninterrupted economic growth, many Australians still feel financially insecure. Sluggish growth, non-stimulatory low interest rates and low wages growth have been matched with debt-fuelled house price inflation, pricing our children and grandchildren out of the housing market and making it more likely that people will reach retirement without owning their house or, if they do they’ll retire with a mortgage. Those who do own their own home may take comfort from the rise in property values, but they must also recognise that they can’t eat their house and may be concerned about how they...