The role of insurance in superannuation has attracted a lot of attention and scrutiny in the last few years and when I look back to 2017, I am amazed at how much has changed in the intervening period. At the start we were concerned about account erosion, multiple accounts, duplicate insurance, coverage definitions and the claims process. Since then we have developed the Insurance in Superannuation Code of Practice which addresses most of these concerns while the Productivity Commission and a Parliamentary Joint Committee have conducted their reviews. The Government of course introduced the Protecting your Super (PYS) package last...