The ASFA annual Conference provides an opportunity to reflect back on the year that’s been. There is no doubt it has been a difficult, challenging and, in many ways, a confronting year. But I want to step away for the moment from the immediate challenges presented by the Productivity Commission, the Royal Commission, and the various superannuation Bills such as Protecting Your Super and Member Outcomes, and reflect more broadly on retirement in Australia. A grand bargain that has already started to deliver Retirement in Australia, and superannuation is at the centre of it, is ultimately a grand bargain between...