The median superannuation fund in the accumulation phase produced a return, after tax and investment fees, of 9.1 per cent for the year ending 30 June 2018. Over the 56 years of this study superannuation funds have returned 10.0 per cent per annum, exceeding Average Weekly Ordinary Time Earnings/Average Weekly Earnings (AWOTE/AWE) and price (CPI) inflation by 3.2 per cent pa and 4.9 per cent pa respectively. Table 1 depicts returns over multiple time periods to 30 June 2018. Particularly telling this time is the impact of removing the first year of the financial crisis from the ten-year return. All...