Colloquium is a rather strange collective noun but for some reason it has become attached to the annual gathering of superannuation researchers in Australia at the 26th Colloquium on Pensions and Retirement Research held at UNSW (the University of New South Wales). One of the good things about the Colloquium is the multiplicity of themes and topics that are explored. However, there were some recurring themes. One such theme was getting the best possible outcomes for members through: the provision of advice where appropriate framing of options, and default outcomes. However, getting people to do the most sensible thing given...