Every Australian should be grateful for our world class retirement system. It is the fourth largest in the world by assets (Melbourne Mercer Global Pension Index 2017) – a remarkable achievement for a country that ranks 53rd by population size (World Population Prospects 2017, United Nations). We truly are the lucky country and have benefited from three unshakeable retirement pillars: compulsory contributions to superannuation our cultural obsession with owning a home a generous age pension safety net. Our retirement system was designed in the 1980s and is therefore heavily influenced by the cultural, social and political context that existed in...